Small habits.
Big numbers.

The money math from the Snevemoney videos, with your numbers in it. Free spreadsheets, live calculators and one useful money email a week. Every number is sourced.

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What does a small habit become?

Invested for 30 years–
After 10 years–

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$7 a day, invested · year 0

$0
$0you put in
$0growth did

Scroll. Watch one coffee a day turn into real money.

010 yrs20 yrs30 Year 10: growth covered 4 years of coffee The gap is growth Year 30: $248,996

Your money starter kit

Seven tools, free forever. The spreadsheets work in Excel, Google Sheets and Numbers: fill the yellow cells and everything else calculates.

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No email needed. Estimates only: real returns go up and down.

What does your daily habit become?

Invest it instead of spending it.

–

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What's your money type?

Eight quick questions, 60 seconds. You get a type, a plan for this month and the tools that fit it.

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One useful money email a week

Short, plain-English money math with real numbers. No hype, no stock tips. Unsubscribe in one click.

Read past issues
Latest issue · Oct 26, 2026

What should I build for you next?

A debt-free kit, a first-$1,000-invested guide or an AI money coach. Readers pick what gets built first.

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Coming up in the newsletter:
  • Nov 2: The fee most people never check
  • Nov 9: Your $7 a day, 30 years later
  • Nov 16: Do this one thing today (10 minutes)

When you want to go further

The seven tools above stay free. These go deeper. One-time price in Canadian dollars, instant download, no subscription.

Money Toolkit Pro

Ten linked tools in one spreadsheet: 12-month budget, debt payoff plan, TFSA vs RRSP vs FHSA helper, fees, car costs and net worth.

CA$19
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AI Money Prompt Pack Pro

Advanced prompts that turn ChatGPT, Claude or Gemini into your budget, debt and savings planner. PDF.

CA$9
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Pro Bundle

The Toolkit and the Prompt Pack together.

CA$24CA$28 save CA$4
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